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Why Choose Oya


Market leading rates and fee

Get more value for your money with our amazing rates and low transfer fee


Instant transfer delivery

Send money 24/7 instantly to Nigeria using the Oya mobile app


Safe and secure transfers

We are licensed by the Central Bank of Nigeria and are authorised by the UK FCA


Instant transfer notifications

Keep track of your money with instant status updates about your transfer

What Is Oya

Oya is a no wahala money transfer service designed exclusively for people who wish to send money from the UK to Nigeria. It was developed in collaboration with members of the UK-based Nigerian community, who helped to 'co-create' Oya, and working with Wema Bank, our Nigerian partner and a leader in digital banking across Africa.


Stress Free Transfers

  • 24/7 convenient money transfer in app
  • Transfer from anywhere with a few clicks
  • Track transfers with real time notifications
  • View historic transfers in one place
  • Added security with biometric ID

Safe And Secure Money Transfers

  • Authorised by the FCA
  • Licensed by the Central Bank of Nigeria
  • Verified by Mastercard and Visa
  • In partnership with Wema Bank
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Our Fee Explained


Fair and transparent

We apply a fixed, transparent fee of £1.99 per transfer irrespective of the amount


First two transfers free

The first two transactions are fee free

How it works


Download the app and sign up

It’s free and takes less than 5 minutes


Enter recipient details and amount

We will always show you the live rate and fee before you decide to make the transfer


Pay securely

Pay using your Visa or MasterCard debit card


Transfer underway

Money from our local bank partner is instantly sent to your recipient’s US Dollar account


Money received

Money appears instantly in your recipient’s US Dollar account. We will keep you updated with real time notifications

Download the app and sign up now for free in less than 5 minutes