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Why Choose Oya

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Market leading rates and fee

Get more value for your money with our amazing rates and low transfer fee

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Under 15 minutes delivery

Send money 24/7 to any bank in Nigeria using the Oya mobile app

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Safe and secure transfers

We are licensed by the Central Bank of Nigeria and are authorised by the UK FCA

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Instant transfer notifications

Keep track of your money with instant status updates about your transfer

What Is Oya

Oya is a no wahala money transfer service designed exclusively for people who wish to send money from the UK to Nigeria. It was developed in collaboration with members of the UK-based Nigerian community, who helped to 'co-create' Oya, and working with Wema Bank, our Nigerian partner and a leader in digital banking across Africa.

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Stress Free Transfers

  • 24/7 convenient money transfer in app
  • Transfer from anywhere with a few clicks
  • Track transfers with real time notifications
  • View historic transfers in one place
  • Added security with biometric ID
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Safe And Secure Money Transfers

  • Fully authorised by the FCA
  • Licensed by the Central Bank of Nigeria
  • Verified by Mastercard and Visa
  • In partnership with Wema Bank
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Our Fee Explained

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Fair and transparent

We apply a fixed, transparent fee of £1.99 per transfer irrespective of the amount

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First two transfers free

The first two transactions are fee free

How it works

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Download the app and sign up

It’s free and takes less than 5 minutes

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Enter recipient details and amount

We will always show you the live rate and fee before you decide to make the transfer

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Pay securely

Pay using your Visa or MasterCard debit card

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Transfer underway

Money from our local bank partner is instantly sent to your receipient's bank

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Money received

Usually delivered to your recipient's account in under 15 minutes, depending on their bank. We will keep you updated on progress with real time notifications

Download the app and sign up now for free in less than 5 minutes