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Oya Website Terms

You are only allowed to use this site on the condition that you agree to be bound by the following Terms of Use of this website.

These terms apply only to the use of this website. Our services are governed by a separate set of Terms and Conditions. Our treatment of information collected about you is governed by our Privacy Policy. OYA is a registered trade name of Volopa Financial Services (Scotland) Limited, authorised by the Financial Conduct Authority FCA FRN 554549 as a ‘Payment Institution’ (Company No SC399401) Referred to as Volopa for this notice.

Volopa Financial Services (Scotland) Limited may change the contents of this website or withdraw it from use completely without any liability to you the user.

You agree that you are fully responsible and will use your own judgement for the use of this website. The rate of currency conversion displayed on this website is the same rate you will receive when transferring funds in the OYA app. The rate is derived from the official IMTO rate set by the Central Bank of Nigeria.

Foreign Exchange rates can fluctuate.

The details provided on this website and any related documents and transmissions are intended for information purposes only.

They are not intended as a solicitation of funds or a recommendation to trade.

Volopa Financial Services (Scotland) Limited does not accept any liability for loss or damages arising from acts or omissions that arise as a result of the reading or interpretation of any information contained on this website.

Furthermore, Volopa Financial Services (Scotland) Limited makes no representation or warranty pertaining to the accuracy of information contained on this site, the suitability of this information for your needs or that this website is free from viruses.

By using this website you agree not to copy, reproduce, modify, distribute, transmit, display, publish or create derivative works from any of the information or material on this website.

You agree that you will not use this website for unlawful purposes, speculative purposes or investment purposes.

This agreement is governed in all respects by English law. You agree to settle any possible disputes arising in relation to this website will be decided by English Courts.

The contents of this website are copyright protected ©. You agree not to infringe any of the intellectual property rights of Volopa Financial Services (Scotland) Limited.